The Informational Technology Act as amended by Infor­mation Technology (Amendment) Act 2008 [“IT Act”] and rules issued there under is the prin­cipal legislation which deals with the issues cyber crimes and cyber secu­rity...

The Right of Citizens for Time Bound Delivery of Goods and Services and Redressal of their Grievances Bill, 2011 (‘Citizens Charter’), was introduced as a bill in 2011 but unfortunately lapsed with the dissolution of the 15th Lok...

Be it the globalization efforts of the government or driving development, India has witnessed substantial change in the laws and procedures in the last two and half decades, mostly emerging out of control versus convenience paradox in governance....

Times have certainly changed. In the legal world, more and more lawyers are increasingly taking the bold step of assuming the role of consultants. Most lawyers gravitate towards the popular options of either working for a firm or a major...

Win- Lose or Win –Win – Actually it is much beyond that  I am sure everyone is well familiar with ‘Win-Lose', ‘Win-Win'  scenarios and that everyone understands / enlightened on, how Win-Win is...

Zafin is a provider of relationship banking technology solutions to many of the world’s largest and most respected banks. Founded in 2002, the company has offices in the USA, Canada, UK, Switzerland, UAE, India, Malaysia and Singapore....

Post economic and commercial liberalization of mid 1990s, several sectors opened up for private participation in India. Sectors such as insurance, telecom and banking opened their doors for new domestic and international players. These changes...

There is a clear shift of focus, from a centralized technical infrastructure to distributed infrastructure platforms. This change is responsible for the next generation business models in payments, digital banking, and financial transaction...

A consultant to me till some time back meant a premier school graduate who would deliver an excellent sales pitch on what sort of inefficiencies exist and new opportunities lies unexplored, would make a great presentation on way forward, and would...

More over the past few years, than ever be­fore, the role of CMO has been through sig­nificant change and the last year or so is shaping up to be no less transformative. In-fact Gartner in a report predicts that the CMO will spend more on...